Home / Our Patios / Insulated Patio Covers
Quality First Patios builds insulated patio covers for Southern California homes: a foam-core aluminum roof that holds back the afternoon heat and quiets the rain, so your patio stays usable from July to January.
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An insulated patio cover is an aluminum patio cover with a roof made of insulated sandwich panels instead of a single sheet of metal. Each panel has an aluminum top skin, a rigid foam core and a finished aluminum ceiling underneath.
You’ll also hear it called an insulated covered patio, an insulated patio roof or a solid insulated patio cover. Like any solid roof, it gives full shade and keeps rain off the patio. The difference is the foam: it slows heat on its way down and softens the sound of rain, so the space underneath stays comfortable through a hot afternoon.
Because the underside is a finished ceiling, recessed lights and a ceiling fan can sit flush with it, with the wiring hidden inside the panels.
Quality First Patios installs the Duralum Weatherwood® Monterey insulated roof from our base in San Jacinto. We’ve built more than 30 insulated patio covers so far, more in Temecula than anywhere else.
Written and reviewed by the Quality First Patios install team. CA contractor license #1138842, classification C-61/D-12 (verify on CSLB). Product specs from Duralum. Updated October 2026.
The hotter your backyard, the more an insulated roof earns its price. These are the six problems it’s built to fix.
A single-layer aluminum roof gives shade, but in strong sun the metal heats up and warms the air beneath it.
How an insulated roof helpsA foam core sits between the sun and your patio, so far less of that heat comes through and the shade feels like shade.
West- and south-facing walls, windows and sliders take the full afternoon sun.
How an insulated roof helpsA deep insulated cover keeps direct sun off that side of the house. How much it changes indoor temperatures depends on which way the house faces and how well it’s insulated.
A heavy winter shower on single-layer aluminum can be loud enough to end a conversation.
How an insulated roof helpsTwo aluminum skins with foam between them soften the sound of rain.
Inland evenings cool off fast in winter, and a bare metal roof does nothing about it.
How an insulated roof helpsDuralum designed the Monterey roof to insulate against cold weather as well as summer sun.
Without power overhead, the patio goes dark and the air sits still once the sun drops.
How an insulated roof helpsRecessed lights and a ceiling fan, wired through hidden raceways in the panels, make the patio usable after dinner.
Dry, gusty Santa Ana winds hit many Southern California neighborhoods in fall and winter.
How an insulated roof helpsDuralum engineers the Monterey cover to meet or exceed state, county and local building codes for winds up to 130 mph and seismic Category D, and we size the posts, beam and footings for your address.
Monterey panels come in three thicknesses. Duralum sets the right one by how far the panels span, the wind and snow loads where you live, and the engineering for your cover.
Standard. Most attached covers over a backyard slab use the 3″ panel, and it is included in our listed prices.
Best forMost attached covers
Every Monterey panel: an aluminum top skin with DuraTough Coating™, a rigid foam core and a finished aluminum ceiling, joined at Duralum’s Panel Interlock seams. Hidden wiring raceways are optional.
Our listed prices use the 3″ panel. Thicker panels: call (888) 341-6941 for pricing.
Used for deeper covers and for higher wind or snow loads. Call for pricing.
Best forDeeper covers and higher design loads
Every Monterey panel: an aluminum top skin with DuraTough Coating™, a rigid foam core and a finished aluminum ceiling, joined at Duralum’s Panel Interlock seams. Hidden wiring raceways are optional.
Our listed prices use the 3″ panel. Thicker panels: call (888) 341-6941 for pricing.
Used for the longest spans and the heaviest loads. Call for pricing.
Best forThe longest spans and heaviest loads
Every Monterey panel: an aluminum top skin with DuraTough Coating™, a rigid foam core and a finished aluminum ceiling, joined at Duralum’s Panel Interlock seams. Hidden wiring raceways are optional.
Our listed prices use the 3″ panel. Thicker panels: call (888) 341-6941 for pricing.
Choose an insulated patio cover if your patio gets strong afternoon sun or you want lights and a fan with the wiring hidden in the roof. Choose a non-insulated solid roof if your yard is near the coast or already shaded and the lower price matters more. Both give full shade and keep the rain off.
Foam-core roof
Single-layer solid roof
Roof panel
Foam core between two aluminum skins
Single-layer aluminum panel
Duralum line
Weatherwood® Monterey
Weatherwood® Californian
Blocks the sun’s heat
Most
Some
Sound of rain
✓ Quieter
✕ Louder
Keeps rain off
✓ Yes
✓ Yes
Hidden wiring raceways
✓ Optional
—
Warranty
Lifetime finish + 20-year limited panel
Lifetime finish
12×20 starting price
$6,000
$4,440
20×20 starting price
$8,000
$5,800
Best for
Hot inland yards with afternoon sun
Coastal or shaded yards, tighter budgets
You’re here
Want shade and some sky? Duralum pairs the Monterey roof with its Phoenix lattice cover. The table stays cool and dry under the insulated part, while the grill or garden gets filtered light under the lattice. See custom patio covers.
Our insulated patio covers cost from $3,800 for a 10×10 to $8,000 for a 20×20, or $20 to $38 per square foot installed with a 3-inch Monterey roof. Larger covers cost less per square foot because setup and delivery don’t grow with the size.
For comparison, national cost guides put installed insulated patio covers at roughly $30 to $60 per square foot (HomeGuide).
A bistro table or two lounge chairs.
Insulated, 3″ roof
$38/sq ft
Non-insulated, same size
+$1,000 for insulation
A table for four with room to pull the chairs out.
Insulated, 3″ roof
$30/sq ft
Non-insulated, same size
+$1,080 for insulation
A long strip along the house: a table at one end, seating at the other.
Insulated, 3″ roof
$27/sq ft
Non-insulated, same size
Non-insulated price at your estimate
A dining table plus a small seating area.
Insulated, 3″ roof
$25/sq ft
Non-insulated, same size
+$1,560 for insulation
Dining, lounging and room to spare.
Insulated, 3″ roof
$20/sq ft
Non-insulated, same size
+$2,200 for insulation
Size
Area
Insulated price
Per sq ft
vs non-insulated
What fits
100 sq ft
$3,800
$38
+$1,000
A bistro table or two lounge chairs
144 sq ft
$4,320
$30
+$1,080
A table for four with room to pull the chairs out
200 sq ft
$5,400
$27
—
A table at one end, seating at the other
240 sq ft
$6,000
$25
+$1,560
A dining table plus a small seating area
400 sq ft
$8,000
$20
+$2,200
Dining, lounging and room to spare
Starting prices for an attached cover with a 3″ Monterey roof over an existing concrete slab. Your final price comes in a written quote. Financing is available through Lyons Financial.
Engineering & permit fees
Listed separately. They depend on your city and the size of the cover.
Thicker panels
4¼” or 6″ Monterey panels. Call for pricing.
Gutters & downspouts
Add-on, with an optional DuraGuard leaf guard.
Lights & fans
Recessed LEDs, switches and outlets, installed by our crew. You supply the fan.
New footings
When your slab can’t carry the posts.
Old cover removal
Tear-out and haul-away of an existing patio cover.
Fill in the form, then email a few photos or a short video of your patio to info@qualityfirstpatios.com. We’ll reply within 24 hours with a free estimate, and visit in person to confirm everything before you commit.
We’ll only contact you about your project.
Yes, you can add lights and a fan to an insulated patio cover without exposed wires. Duralum offers hidden internal electrical raceways in Monterey panels, so the wiring runs inside the roof to recessed lights and the fan instead of along the beams.
Real Quality First Patios projects. No stock photos.
The same patio from the same spot, before and after the insulated cover went up. Swap in your real photos when they arrive.


From your first photos to the final walkthrough. Most of the wait is the permit and production; the install itself takes 2 to 6 days.
Email a few photos or a short video of your patio to info@qualityfirstpatios.com, or call (888) 341-6941. The estimate is free.
We price the cover from your photos. When you’re ready to go ahead, we visit in person to confirm measurements, mounting and where the lights and fan go.
We take care of the plans and the permit, plus HOA drawings when needed. Permit time depends on your city. Do I need one?
Your Monterey panels, beam and posts are made to size, which takes about 2 weeks.
Installation is usually scheduled about a week after production and takes 2 to 6 days on site, depending on size and scope.
We walk you through the finished cover, care tips and Duralum warranty registration.
The reasons below are things you can check before you call.
Every standard size is priced on this page, from $3,800 to $8,000.
More than 30 insulated patio covers built, most of them in Temecula, and more than 100 patio covers since 2022.
Duralum backs the finish for life and the panels for 20 years (labor in the first 5). We back the installation with our workmanship warranty.
Our own team installs the lights, switches, outlets and the fan you choose.
No visit needed until you decide to move forward.
We take care of the permit and prepare the drawings your HOA asks for.
“A patio cover is an extension of your home, and allows you to enjoy more space of your home all year long.”
The Quality First Patios team
Follow our crew as an insulated patio cover goes up, from the first post to the last panel.
Every cover is built for the house it attaches to. Insulated covers can be wall-mounted, fascia-mounted at the roof edge, roof-mounted on top of the existing roof, or freestanding on their own posts by the pool or at the back of the yard. We choose the mounting at the estimate based on your house and what the engineering allows.
The cut on the end of each rafter. Keep a straight look, or pick one of four cut ends.
Duralum wood-grain colors with a factory DuraTough Coating™ finish, so there is nothing to paint. Also available in Ebony/Black.
Lights, fans and power under the cover, installed by our crew. Each item is quoted separately.
What holds the cover up. All three are engineered for the same wind and seismic codes.
Want light in one spot? A solid roof can have a lattice section where you want it. See custom patio covers.
An insulated roof earns its extra cost when heat is the main reason you don’t use the patio.
Your yard is near the coast or already shaded by trees or the house. There, a non-insulated solid roof gives the same shade and rain protection for less.
It costs more than a single-layer roof: about $1,000 to $2,200 more on our standard sizes. The thicker roof edge looks heavier than a thin pan, and like any solid roof it lets less daylight reach the rooms behind it.
What helpsIf daylight matters, ask about a combo design with a lattice section in front of a window.
A fabric awning costs less and can roll up, but it sags in heavy rain, fades in strong sun and blocks far less heat than a foam-core roof. An insulated patio cover is a permanent, permitted structure that can also carry lights and a fan.
An insulated patio cover needs very little upkeep, but a few habits protect the finish and the panels.
Rinse it with a garden hose a few times a year.
Wash marks off with mild soap and warm water.
Skip the pressure washer, which can damage the finish.
Keep gutters clear of leaves if your cover has them.
Don’t walk on the roof. The panels carry wind and rain loads, not a person’s weight on one spot, which can dent the skin or damage the core.
Register your warranty. We walk you through Duralum warranty registration at the final walkthrough.
An insulated roof does the most good in hot inland cities like Temecula, Murrieta, Menifee, Hemet and Riverside. From San Jacinto, our crew builds across 132 cities in five counties.
cities
counties
insulated covers
Start typing to check your city.
City page with local info
Answers about price, panels, permits and the install.
Our insulated patio covers start at $3,800 for a 10×10 and $8,000 for a 20×20, which is $20 to $38 per square foot depending on size. That price covers a 3-inch Duralum Weatherwood® Monterey roof on a standard attached cover over an existing slab. Engineering and permit fees, gutters, lights and fans, new footings and thicker panels are added separately on your quote.
Yes. Compared with a non-insulated roof of the same size, insulation adds about $1,000 on a 10×10, $1,560 on a 12×20 and $2,200 on a 20×20 on our price list. You are paying for the foam core, the second aluminum skin and the finished ceiling.
A 12×20 insulated patio cover starts at $6,000, or $25 per square foot for 240 square feet. That size fits a dining table plus a small seating area.
A 20×20 insulated patio cover starts at $8,000. At 400 square feet, that works out to $20 per square foot, the lowest rate on our price list.
A 10×20 insulated patio cover starts at $5,400, about $27 per square foot for 200 square feet. It suits a long, narrow patio that runs along the back of the house.
Of the covers we build, lattice and non-insulated solid roofs cost the least. An insulated roof costs more up front, but in hot inland yards it is the option that keeps the space comfortable on summer afternoons.
Yes. We offer financing through Lyons Financial. Ask about it when we put together your estimate.
In hot inland areas such as Temecula and the rest of the Inland Empire, usually yes. The foam core keeps much more of the sun's heat off the patio than a single-layer roof, rain is quieter, and lights and fans can be wired inside the panels. Near the coast, a non-insulated roof is often enough.
They cost more than single-layer panels, the thicker roof edge looks heavier, and like any solid roof they let less daylight reach the rooms behind them. They also aren't made to be walked on. For most inland homes, the cooler shade outweighs these trade-offs.
Yes. They are outdoor roof panels: the foam core is sealed between two aluminum skins, and Duralum's interlocking panel design guards against leaks. The roof is set at a slight slope so rain runs off toward the front edge.
Most of our insulated patio covers use 3-inch panels, which is the thickness in our listed prices. Duralum also makes 4¼-inch and 6-inch Monterey panels, and the right one depends on how far the panels span and the wind and snow loads where you live. Call us for pricing on the thicker panels.
With basic care, an aluminum insulated patio cover lasts for decades. Duralum gives a lifetime finish warranty that transfers to the next owner and a 20-year limited warranty on insulated panels, with Duralum covering labor during the first 5 years, as long as the cover is installed with proper engineering and permits. We also back our installation with our own workmanship warranty.
Yes. Our crew installs the lights and ceiling fans, and Monterey panels can be ordered with hidden internal electrical raceways so the wiring runs inside the roof. Because fan style is a personal choice, you pick and buy your own outdoor-rated ceiling fan and we install it. Plan lights and fans at the estimate, since the raceways go in with the panels.
It can help on the side of the house it shades. The cover keeps direct sun off the back wall, windows and sliding door, and the foam core keeps the shade itself cooler. How much difference you notice indoors depends on which way the house faces and how well it is insulated.
Duralum engineers the Monterey insulated patio cover to meet or exceed state, county and local building codes, with ratings for winds up to 130 mph and seismic Category D. The posts, beam and footings are sized for your address.
Yes. Insulated covers can be wall-mounted, fascia-mounted, roof-mounted or freestanding. We choose the mounting at the estimate based on your house and what the engineering allows.
We install the Duralum Weatherwood® Monterey insulated patio cover. Duralum has been making aluminum patio covers in the USA since 1962 and finishes its panels with DuraTough Coating™.
Almost always for an attached cover. Southern California cities and counties treat a patio cover as a structure that needs plans, engineering and an inspection, and Duralum's warranty also requires a permitted installation. We take care of the permit process; the engineering and permit fees are listed separately on your quote, and the timeline depends on your city.
Most HOAs accept one when its color and roofline fit the neighborhood. We match the Duralum color to your HOA's rules and prepare the drawings their architectural committee asks for.
Installation typically takes 2 to 6 days on site, depending on the size and scope of the cover. Before that, the cover takes about 2 weeks to produce and about another week to get on the install schedule. Permit time depends on your city and the scope of the project.
Yes. Email photos or a short video of your patio to info@qualityfirstpatios.com and we can give you a free estimate from them. If you decide to move forward, we visit in person to confirm the measurements and details before anything is ordered.
No. We build new insulated patio covers, with the posts, beam and panels engineered together as one system, rather than putting a new roof on an existing cover.
No. We offer full installation only. A kit still needs plans, a permit and a properly flashed connection to the house, and a professional install keeps the Duralum warranty conditions in place.
Measure the furniture you plan to use and leave about three feet around it to walk. A table for four fits under a 10×10 or 12×12, a dining set plus a seating area needs about 12×20, and a family space with room to spare is closer to 20×20.
Our insulated patio covers start at $3,800 for a 10×10 and $8,000 for a 20×20, which is $20 to $38 per square foot depending on size. That price covers a 3-inch Duralum Weatherwood® Monterey roof on a standard attached cover over an existing slab. Engineering and permit fees, gutters, lights and fans, new footings and thicker panels are added separately on your quote.
Yes. Compared with a non-insulated roof of the same size, insulation adds about $1,000 on a 10×10, $1,560 on a 12×20 and $2,200 on a 20×20 on our price list. You are paying for the foam core, the second aluminum skin and the finished ceiling.
A 12×20 insulated patio cover starts at $6,000, or $25 per square foot for 240 square feet. That size fits a dining table plus a small seating area.
A 20×20 insulated patio cover starts at $8,000. At 400 square feet, that works out to $20 per square foot, the lowest rate on our price list.
A 10×20 insulated patio cover starts at $5,400, about $27 per square foot for 200 square feet. It suits a long, narrow patio that runs along the back of the house.
Of the covers we build, lattice and non-insulated solid roofs cost the least. An insulated roof costs more up front, but in hot inland yards it is the option that keeps the space comfortable on summer afternoons.
Yes. We offer financing through Lyons Financial. Ask about it when we put together your estimate.
Almost always for an attached cover. Southern California cities and counties treat a patio cover as a structure that needs plans, engineering and an inspection, and Duralum's warranty also requires a permitted installation. We take care of the permit process; the engineering and permit fees are listed separately on your quote, and the timeline depends on your city.
Most HOAs accept one when its color and roofline fit the neighborhood. We match the Duralum color to your HOA's rules and prepare the drawings their architectural committee asks for.
In hot inland areas such as Temecula and the rest of the Inland Empire, usually yes. The foam core keeps much more of the sun's heat off the patio than a single-layer roof, rain is quieter, and lights and fans can be wired inside the panels. Near the coast, a non-insulated roof is often enough.
They cost more than single-layer panels, the thicker roof edge looks heavier, and like any solid roof they let less daylight reach the rooms behind them. They also aren't made to be walked on. For most inland homes, the cooler shade outweighs these trade-offs.
Yes. They are outdoor roof panels: the foam core is sealed between two aluminum skins, and Duralum's interlocking panel design guards against leaks. The roof is set at a slight slope so rain runs off toward the front edge.
Most of our insulated patio covers use 3-inch panels, which is the thickness in our listed prices. Duralum also makes 4¼-inch and 6-inch Monterey panels, and the right one depends on how far the panels span and the wind and snow loads where you live. Call us for pricing on the thicker panels.
With basic care, an aluminum insulated patio cover lasts for decades. Duralum gives a lifetime finish warranty that transfers to the next owner and a 20-year limited warranty on insulated panels, with Duralum covering labor during the first 5 years, as long as the cover is installed with proper engineering and permits. We also back our installation with our own workmanship warranty.
Yes. Our crew installs the lights and ceiling fans, and Monterey panels can be ordered with hidden internal electrical raceways so the wiring runs inside the roof. Because fan style is a personal choice, you pick and buy your own outdoor-rated ceiling fan and we install it. Plan lights and fans at the estimate, since the raceways go in with the panels.
It can help on the side of the house it shades. The cover keeps direct sun off the back wall, windows and sliding door, and the foam core keeps the shade itself cooler. How much difference you notice indoors depends on which way the house faces and how well it is insulated.
Duralum engineers the Monterey insulated patio cover to meet or exceed state, county and local building codes, with ratings for winds up to 130 mph and seismic Category D. The posts, beam and footings are sized for your address.
Yes. Insulated covers can be wall-mounted, fascia-mounted, roof-mounted or freestanding. We choose the mounting at the estimate based on your house and what the engineering allows.
We install the Duralum Weatherwood® Monterey insulated patio cover. Duralum has been making aluminum patio covers in the USA since 1962 and finishes its panels with DuraTough Coating™.
Installation typically takes 2 to 6 days on site, depending on the size and scope of the cover. Before that, the cover takes about 2 weeks to produce and about another week to get on the install schedule. Permit time depends on your city and the scope of the project.
Yes. Email photos or a short video of your patio to info@qualityfirstpatios.com and we can give you a free estimate from them. If you decide to move forward, we visit in person to confirm the measurements and details before anything is ordered.
No. We build new insulated patio covers, with the posts, beam and panels engineered together as one system, rather than putting a new roof on an existing cover.
No. We offer full installation only. A kit still needs plans, a permit and a properly flashed connection to the house, and a professional install keeps the Duralum warranty conditions in place.
Measure the furniture you plan to use and leave about three feet around it to walk. A table for four fits under a 10×10 or 12×12, a dining set plus a seating area needs about 12×20, and a family space with room to spare is closer to 20×20.
Call (888) 341-6941 or send us photos of your patio.
Send us your city and a few photos of the patio. We’ll price your insulated patio cover, plan the lights and fan with you, and confirm everything on site before you commit.
Quality First Patios1677 Constant Trails, San Jacinto, CA 92582